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Personal Injury Verdicts & Awards

$600,000 Uninsured Motorist Settlement Reached
After Head-On Collision

Gulick v. Travelers Insurance Co.

Date of Settlement:
Feb. 10, 2005.

Jacqueline Musto-Carroll, Pittston; Joseph Saporito, Jr., Saporito Saporito & Falcone, Pittston; Carl Guagliardo, Law Office of David J. Selingo, Kingston.

Type of Action:
Uninsured motorist coverage claim.

Left trimalleolar fracture requiring open reduction and internal fixation; multiple contusions and abrasions; post-traumatic stress disorder.

Plaintiffs Attorneys:
Michelle M. Quinn, HKQ Law, Kingston.

Defense Attorney:
George E. Saba, Thomas Thomas & Hafer, Bethlehem.

Plaintiff Experts:
Mona G. Yudkoff, R.N., M.P.H., rehabilitation expert, Bala Cynwyd; Eugene Chiavacci, M.D., orthopedic surgeon, Old Forge; Richard Fischbein, M.D., psychiatrist, Kingston; Kenneth Gentilezza, M.D., physiatrist, Scranton.

Defense Experts:
Christopher Metzger, M.D., orthopedic surgeon, Scranton.

In July 2003, Judith Gulick was involved in an auto accident while traveling southbound on Route 309 in Wilkes-Barre, Luzerne County. According to her attorney, Michelle M. Quinn, an unknown vehicle cut in front of a Ford Tempo driven by Leopold Wysocki, causing him to lose control of his vehicle, cross the medial strip and strike Gulick's vehicle head on.

Gulick was extricated from her vehicle and was transported via ambulance to Community Medical Center. Quinn said she was diagnosed with a trimalleolar fracture on her left ankle and multiple contusions and abrasions.

Gulick underwent an open reduction and internal fixation on July 4, 2003, according to Quinn. After undergoing physical therapy, Gulick was able to return to her job in October 2003 as a clerk typists for the Bureau of Disability Determination in the Pennsylvania Department of Labor and Industry.

Since that time, Gulick has undergone a number of ankle injections due to the development of post-traumatic arthritis, Quinn said.

The plaintiffs were insured under a policy of insurance with Travelers Insurance Co. that provided for $600,000 of uninsured motorist coverage.

Quinn said the defense did not dispute liability but challenged the extent of the plaintiff's injuries.

Approximately two weeks before the date of a scheduled arbitration hearing, the insurer tendered the $600,000 policy limits.

Defense counsel George Saba was with the firm of Thomas Thomas & Hafer in Bethlehem at the time of the settlement. He is now with Swartz Campbell in Allentown. Saba declined to comment on the case.

PLEASE NOTE: Every case is fact specific, and these results do not guaranty the same results will be obtained in a different case.

About HKQ Law

Hourigan, Kluger & Quinn is considered one of the top civil litigation and commercial law firms that has had the privilege of representing more families in the courtroom than any other NEPA firm. The attorneys at HKQ Law have been honored as Super Lawyers, Best Lawyers, Best Law Firms by US News and World Report, and have received the AV Preeminent Rating by Martindale-Hubbel. HKQ Law was recently recognized for one of the top 20 Verdicts in Pennsylvania.

The firm’s Personal Injury Team, led by Attorney Joe Quinn, Jr., has won some of the largest verdicts and settlements in the region's history. The Personal Injury Team focuses on a wide array of personal injury claims and civil litigation, including medical malpractice, auto and truck accidents, aviation accidents, unsafe vehicles, dangerous or defective products, workplace injuries (worker's compensation), construction site accidents, claim denials by insurance companies, dangerous drugs, defective children's products, nursing home abuse and neglect, and falls due to unsafe conditions (slip and fall).

Attorney Joseph A Quinn, Jr. is one of only 100 attorneys in the United States (and one of only three in Pennsylvania) honored with membership in the Inner Circle of Trial Advocates, and one of only 500 attorneys worldwide chosen to be a Fellow of the International Academy of Trial Lawyers. He has been a Pennsylvania Super Lawyer every year since the program began and has been listed in The Best Lawyers in America every year since the publication was established in 1987. Best Lawyers also named him top personal injury attorney for Northeastern Pennsylvania and the Lehigh Valley. In addition, Best Lawyers, in conjunction with U.S. News & World Report, has designated HKQ a Tier 1 Best Law Firm across multiple categories in Northeastern Pennsylvania and the Lehigh Valley.

Since the inception of the firm, the Commercial / Corporate Team led by Attorney Allan Kluger has provided comprehensive, integrated legal services to many of Northeastern and Eastern Pennsylvania's largest corporations, businesses, banks, non-profits and institutions, handling matters involving labor and employment, wills, trusts and estate planning, estate administration, elder law, commercial transactions, residential and commercial real estate, zoning, land use and development, telecommunications, mediations and arbitrations, commercial litigation, title insurance, business planning and business succession, corporate/business structuring, employment discrimination law for employers, banking, creditor’s rights, finance, lender liability defense, covenants not to compete, construction law, mergers and acquisitions and other business matters.

Additional information can be found at or by calling (800) 760-1529.



As Hourigan, Kluger and Quinn addresses the concerns raised by COVID-19, the health and safety of our clients, employees and friends of the firm remain our top priority.

These are very difficult and scary times and we hope that you and your loved ones are safe and symptom free. We recognize that so many of you are understandably anxious about your health, the economic impact of this pandemic and all of the consequences of social isolation.

We also recognize that many of you are anxious about how the coronavirus is impacting the Court systems, our firm and your cases. Although all of our offices are closed, our firm has remained fully operational and we have initiated procedures that allow all of our attorneys and staff to work remotely from their homes. Each of us and our staff will respond to any emails and calls about your cases as quickly as possible.

Our Federal and State Courts have instituted significant changes in their calendars as a result of the coronavirus. Although most courthouses are closed to the public, and Hearings and Trials will be delayed for some time, there are matters that can proceed telephonically and by video. Despite these changes in the Court calendars, we are working diligently on your cases and are determined to do whatever we possibly can to assure an early and just recovery for you and your loved ones. Even under these difficult circumstances, we believe that "Nobody will work harder for you than we will."

With regard to new potential clients, we are not in a position to have an in-person new client meeting, but we will be conducting these initial meetings via phone. New potential clients should call us for a free telephone consultation at (570) 287-3000.


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