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Wilkes-Barre
May 24, 2007

Luzerne Bank Elects New Board Chairman

The Board of Directors of Luzerne Bank recently elected Attorney Joseph E. Kluger as Chairman of the Board following its annual shareholders meeting. Attorney Kluger is a principal in the law firm of Hourigan, Kluger & Quinn where he is the chairman of the firm's Corporate and Commercial Practice Group.

"We are pleased to have Joe's outstanding leadership continue the fine Kluger family tradition in the banking industry of the Wyoming Valley," said Luzerne Bank President and Chief Executive Officer Robert C. Snyder. "Joe's legal insight in corporate banking, trust and real estate will be indispensable as Luzerne Bank creates new opportunities for growth and to help our clients succeed."

Since joining the bank's Board of Directors, Attorney Kluger has played an essential role in the bank's strategic direction, strengthening its financial position and ensuring the bank's commitment to being a locally owned independent bank in Northeast Pennsylvania. Prior to joining the board, he served on Mellon Bank's Advisory Board and has lectured at many legal seminars and forums on different aspects of banking law. He was named a 2007 Pennsylvania Super Lawyer for creditor rights in Philadelphia Magazine's annual survey of the state's top attorneys.

For three generations, the Kluger family has provided leadership in the Wyoming Valley banking industry. Attorney Kluger's grandfather, Samuel A. Kluger, was the Chief Operating Officer of First National Bank of Wyoming, now the Wyoming office of Luzerne Bank. He was associated with the bank for 63 years. Attorney Kluger's father, Attorney Allan M. Kluger, also a principal at HKQ, served on the Board of Directors of Luzerne Bank, retiring as chairman in 2006. He previously served as Director and Vice President of the First National Bank of Wyoming and as a member of the Board of Directors of United Penn Bank and Continental Bancorp of Philadelphia, and the Mellon Bank Advisory Board. His mother, Sue K. Kluger, was one of the first area women elected as a bank director when she served on the board of the First National Bank of Wyoming. She later served on the Advisory Boards of First Eastern Bank and PNC Bank, N.A.

Attorney Kluger is a graduate of Wyoming Seminary, Hamilton College, Clinton, N.Y., and the Catholic University Columbus School of Law, Washington, D.C. In his practice at HKQ's main office in Kingston, he focuses on banking, bankruptcy, corporate, probate/trust, real estate and non-profit law. His wife, Attorney Amanda Wright Kluger a lawyer licensed to practice in her home country of the United Kingdom, as well as in Pennsylvania is a partner in the firm's Litigation Group, handling plaintiff's personal injury, medical malpractice and worker's compensation claims. They have a daughter, Isabella Rose Wright Kluger.

In addition to his board chairmanship at Luzerne Bank, Attorney Kluger serves on the boards of King's College, Greater Wilkes-Barre Chamber of Business & Industry, Luzerne Foundation, Greater Wilkes-Barre Development Corp., Innovation Center @ Wilkes-Barre, F.M. Kirby Center for the Performing Arts, United Way of Wyoming Valley and AAA Valley Auto Club. He is a member of the Northeastern Pennsylvania Estate Planning Council and, with his wife Amanda, co-chaired the 2005 Luzerne County SPCA Capital Campaign. He is a former board member of the American Cancer Society of Luzerne County, Mellon Bank, Catholic Youth Services, Leadership Wilkes-Barre Advisory Council, and the S.J. Straus B'nai B'rith Lodge. .

Luzerne Bank, formerly Luzerne National Bank, was founded in 1907 and is the oldest banking institution in Luzerne County. The bank provides a comprehensive array of financial services to help businesses and individuals succeed in their financial goals. It has six local offices, including a main office in Luzerne and branches in Swoyersville, Dallas, Wilkes-Barre, Wyoming and the Sunshine Supermarket in Plains. .

For more information, contact Tony Brooks, Director of Marketing, Luzerne Bank at 570-288-4511 x140