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Joseph E. Kluger
LEGAL EXPERIENCE
1989-Present Hourigan, Kluger & Quinn, P.C., Kingston, PA
Practice Manager of Corporate and Commercial Practice Group with primary focus in Banking, Bankruptcy, Corporate, Probate/Trust, Real Estate and Non-Profit Law. Member of Firm’s Executive Committee.
1992-Present Luzerne County Community College,
Nanticoke, PA
Solicitor.
1992 Assistant District Attorney,
Luzerne County, PA
1991 American Institute of Banking
Instructor.
EDUCATION
1989 Columbus School of Law, Catholic University,Washington, D.C.
Juris Doctor
1986 Hamilton College, Clinton, NY
Bachelor of Arts
1982 Wyoming Seminary Preparatory School, Kingston, PA
PROFESSIONAL ASSOCIATIONS
  • Chairman, Luzerne County Bar Association By-Laws Committee
  • Member, Luzerne County Bar Association Orphan’s Court Practice and Rules Committee
  • Member, Pennsylvania Bar Association
  • Member, Middle District Bankruptcy Bar Association
  • Member, Luzerne County Bar Association
  • Member, National Association of Bond Lawyers
  • Admitted to the Supreme Court of the United States of America, the United States District Court for the Middle District of Pennsylvania,the Supreme Court of Pennsylvania
COMMUNITY ASSOCIATIONS
  • Chairman, Board of Directors, Luzerne Bank
  • Board of Directors, Greater Wilkes-Barre Chamber of Business & Industry
  • Board of Directors, The Luzerne Foundation
  • Board of Trustees, King’s College
  • Board of Trustees, Wyoming Seminary Preparatory School
  • Board of Directors, AAA Valley Auto Club
  • Board of Directors and Executive Officer, F.M. Kirby Center for the Performing Arts
  • Board of Directors, Greater Wilkes-Barre Development Corp.
  • Board of Directors, Innovation Center @ Wilkes-Barre
  • Board of Directors, United Way of Wyoming Valley
  • Member, Northeastern Pennsylvania Estate Planning Council
  • Co-Chair (2005) SPCA Capital Campaign
  • Former Board Member - American Cancer Society of Luzerne County
  • Former Regional Board of Directors, Mellon Bank, N.A.
  • Former Board of Directors, Catholic Youth Services
  • Former Member, Leadership Wilkes-Barre Advisory Council
PRESENTATIONS & PUBLICATIONS

NEGOTIATION OF COMMERCIAL LOAN DOCUMENTS

  • Moderator, drafter and presenter of seminar for lawyers, lenders and accountants on all aspects of commercial lending and the negotiation of lending documentation.

GOVERNANCE AND ETHICAL ISSUES OF SERVING
ON NON-PROFIT BOARDS

  • Annual sole presenter at year end retreat on non-profit corporate board issues.

ESTATE PLANNING TO MINIMIZE PA STATE
INHERITANCE AND FEDERAL ESTATE TAX

  • Quarterly sole presenter at region-wide private seminar on Probate/Trust law.

ELEMENTS OF BANKRUPTCY CODE SECTION 362 TRIALS

  • Moderator and mock jury presenter for lawyers and bankers involved with all aspects of a trial in a bankruptcy matter.

LIVING WILLS, POWERS OF ATTORNEY,
WILLS AND TRUSTS FOR THE ELDERLY

  • Sole presenter at the annual Masters Leadership Program for a private not for profit entity on elder-care planning issues.

COLLECTION OF DEBTS AND ENFORCEMENT OF
JUDGMENTS FOR THE SMALL BUSINESS

  • Sole presenter in conjunction with the Wilkes University Small Business Development Program.

LEGAL ISSUES FACING SMALL BUSINESSES

  • Joint presenter for the Wilkes University Small Business Development Center on start up business issues.

BANKING LAW

  • Adjunct professor of yearlong course for the American Institute of Banking.

CONFLICTS OF INTEREST FOR DIRECTORS OF COMPANIES

  • Sole presenter for numerous not for profit entities on pitfalls in conflict of interest issues.

FORBEARANCE AGREEMENTS AND
THEIR NECESSITY IN WORKOUT SITUATIONS

  • Presentation and legal memorandum addressing different banking groups on elements of the forbearance in lending matters.
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